No credit needed, buy what you need when you need it with Acima Credit Online and In-store


Don’t worry, will give you time to pay. Apply for your Lease today and take your jewelry home with only a low initial payment.


No Credit Needed

  • You can apply to the Acima Credit lease to own-program, even if you don’t have credit

  • Approval decisions for your lease is based on more than simply your credit score


Affordable and Flexible Payments

  • Easy Payment Options and Automatic Withdrawals

  • Payments Accommodate with your Payday Schedule


Requirements to Apply

  • Valid Social Security Number or ITIN

  • Bank Account Details

  • Credit or Debit Card

  • Be 18 years or older


Once Approved

  • Start Shopping in our Acima Credit Store Online or In-Store

  • Approvals are good for up to 90 Days


Review, sign and Make Your initial Lease Payment

  • An initial Payment will be collected when you Sign your Lease

  • Your Next Payment will not be due until at least 7 Days after you receive your merchandise


Let’s Build Your Credit Together

  • Acima Credit we’ll report your payments to credit bureaus.

All_States_Text_to_Apply_Graphic_25282 (


Happy Girl Texting